QuickQualify Results

Result: Applicant Found

Score:

727

Consumer Information:

Name:
MARIELLA AARDEN
Address:
2 BERARD CTWESTPORT, MA 02790

Auto Summary:

Available Revolving Credit:
$3,881.00
Auto Inquiries last 30 days:
0

Auto Trade Line 1

Interest Rate: 6.47%	Original Amount: $12,886.00
Percent Paid: 100%	Estimated Payoff: $0.00
Loan Type: Loan

Original Terms: 60 Months	No of Late Payments: 0
Remaining Terms: 0 Months	Joint: NO
Trade Status: Closed

Monthly Payment

$252.00

Auto Trade Line 2

Interest Rate: 4.66%	Original Amount: $16,045.00
Percent Paid: 100%	Estimated Payoff: $0.00
Loan Type: Loan

Original Terms: 61 Months	No of Late Payments: 0
Remaining Terms: 0 Months	Joint: NO
Trade Status: Closed

Monthly Payment

$296.00

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CREDIT REPORT

for the purposes of Pre-qualifying only, not to be used for credit application, a full file is required

MARIELLA AARDEN

DOB:

01/01/1958

Date:

06/12/2019

5:33:54 AM

2 BERARD CT

SSN:

XXX-XX-9967

In File:

11/01/2000

WESTPORT, MA 02790

Date Reported:

06/04/2012

Subscriber Name:

700 XML Test Account

Sub Code:

Z1679494

PREVIOUS ADDRESSES

Name	City	State	Zip
5 SILVER RDG	WINDHAM	ME	04062

21 HIGH DAM RD	WAREHAM	MA	02571

EMPLOYMENT

Employer		Occupation	Date Hired		End Date	Date Reported
EMPLOYER X		CLINICAL				04/08/2011

Special Messages

SSN Match Ind: No SSN on input but SSN on file
OFAC Name Screen - Clear

Score Summary

ScoreCard	Score	Code	Score Factor Description
FICO Auto 08	727	010	Proportion of balances to credit limits is too high on bank revolving or other revolving accounts
		003	Proportion of loan balances to loan amounts is too high
		005	Too many accounts with balances
		015	Lack of recent bank revolving information
		I	Inquiries did impact the credit score and, for models that indicate it, no derogatory info was found in the file

700Credit Auto Summary

Total Bal	Month Pay	Total Auto	Open Auto	30	60	90
$0	$0	2	0	0	0	0

Trades:

Account Name		Dat Open	Curr Bal	Monthly Pay	Mos Rep
Account#	Status	Opn/Clsd	Orig AMT	Past Due	30	60	90	Payment Pattern
			Int Rate
FRD MOTOR CR 03796761	Paid or paying as agreed	11/11/2011 Closed	$0 $12886 6.48%	$252 -	00	00	48 00	111111111111 111111111111

SANTANDER BK 0468S038	Paid or paying as agreed	07/31/2010 Closed	$0 $16045 4.67%	$296 -	00	00	15 00	111111111111 111

Trades - Revolving Accounts

Account Name/Id Account # KOB/Trade Type Status/Acct Type Comments	Opened Reported Closed/Paid	Credit Limit High Credit Last Paid Past Due	Balance Orig Amt Closed Ind Owner	Month Pay MOS Rep Date Closed	Terms 30 60 90 Payment Pattern
JPMCB CARD/026QK001 426689794549 Banks/Revolving Paid or paying as agreed/Flexible Spending Credit Card	06/05/2002 05/09/2019 -	$11600 $18335 $89 -	$5110 $18335 Open Authorized User	$89 48 -	Unknown 00 00 00 111111111111 111111111111
CB/NY&CO/01NZ8074 5X7X9 Clothing/Revolving Paid or paying as agreed/Charge Account	02/28/2018 05/06/2019 -	$1060 $459 $25 -	$279 $459 Open Individual	$25 13 -	Unknown 00 00 00 111111111111 1
BANKAMERICA/06331059 9784 Banks/Revolving Paid or paying as agreed/Credit Card	11/04/2006 04/30/2019 -	$24000 $24126 $373 -	$21293 $24126 Open Authorized User	$373 48 -	Unknown 00 00 00 111111111111 111111111111
SYNCB/JCP/0235058D 600883313662 Department / Variety and Other Retail/Revolving Paid or paying as agreed/Charge Account Account closed by consumer	04/16/2019 05/18/2019 05/17/2019	$1900 $0 $0 -	$0 $0 Closed Individual	$0 00 05/18/2019	Unknown
WELLS FARGO/0908N664 446546906011 Banks/Revolving Paid or paying as agreed/Credit Card Account closed by consumer	12/05/2015 05/12/2019 -	$11000 $11038 $93 -	$5668 $11038 Closed Authorized User	$93 40 11/18/2016	Unknown 00 00 00 111111111111 111111111111
CHLD/CBNA/01EWL001 601166211932 Clothing/Revolving Paid or paying as agreed/Charge Account Account closed by consumer	08/09/2015 05/07/2019 08/19/2016	$1500 $143 $0 -	$0 $143 Closed Individual	$0 43 08/19/2016	Unknown 00 00 00 111111111111 111111111111
CB/VICSCRT/016US001 2X8X9 Clothing/Revolving Paid or paying as agreed/Charge Account	01/07/2005 04/04/2016 11/17/2015	$2600 $997 $0 -	$0 $997 Closed Individual	$0 48 -	Unknown 00 00 00 111111111111 111111111111
CHASE-PIER1/0247V026 588890122700 Banks/Revolving Paid or paying as agreed/Credit Card Closed	08/27/2009 10/31/2014 10/01/2009	$500 $144 $0 -	$0 $144 Closed Individual	$0 48 06/27/2014	Unknown 00 00 00 111111111111 111111111111
CITI/01679002 542373486684 Banks/Revolving Paid or paying as agreed/Credit Card Dispute of account information/closed by consumer	10/01/2003 04/02/2013 10/19/2012	$22000 $0 $0 -	$0 $0 Closed Individual	$0 48 10/19/2012	Unknown 00 00 00 111111111111 111111111111
JPMCB CARD/026QK001 426688288728 Banks/Revolving Paid or paying as agreed/Credit Card Account closed by consumer	09/10/2011 03/10/2012 12/21/2011	$5500 $5065 $0 -	$0 $5065 Closed Individual	$0 04 12/18/2011	Unknown 00 00 00 1111
CITI/064DB002 542419709738 Banks/Revolving Paid or paying as agreed/Credit Card Account closed by consumer	09/22/2011 01/21/2012 -	$500 $0 $0 -	$0 $0 Closed Individual	$0 02 11/22/2011	Unknown 00 00 00 11
CB/NY&CO/01NZ8074 5X2X5 Clothing/Revolving Paid or paying as agreed/Charge Account	06/11/2011 12/25/2011 12/23/2011	$500 $181 $0 -	$0 $181 Closed Individual	$0 06 -	Unknown 00 00 00 111111
BK OF AMER/01597029 1147 Banks/Revolving Paid or paying as agreed/Credit Card Account closed by consumer	02/01/2004 12/01/2004 -	$3000 $2147 $33 -	$2107 $2147 Closed Joint	$33 00 11/01/2004	Unknown

Trades - Line of credit Accounts

Account Name/Id Account # KOB/Trade Type Status/Acct Type Comments	Opened Reported Closed/Paid	Credit Limit High Credit Last Paid Past Due	Balance Orig Amt Closed Ind Owner	Month Pay MOS Rep Date Closed	Terms 30 60 90 Payment Pattern
MI/BMOHARRIS/03463002 5X7X3X3X0 Banks/Line of credit Paid or paying as agreed/Home Equity Loan Account closed by consumer	06/30/2012 04/30/2019 03/01/2019	$25000 $24804 $0 -	$0 $24804 Closed Joint	$0 48 03/01/2019	Unknown 00 00 00 111111111111 111111111111
CITIZNSBNKNA/07421055 1X3X6X Banks/Line of credit Paid or paying as agreed/Line of Credit Closed	02/27/2008 01/31/2019 04/30/2018	$2500 $0 $0 -	$0 $0 Closed Participant	$0 48 04/30/2018	Unknown 00 00 00 111111111111 111111111111
GUARANTY BK/0427Y004 6X3X5X7X Banks/Line of credit Paid or paying as agreed/Home Equity Loan Transferred to another lender	06/30/2012 09/30/2013 06/24/2013	$25000 $0 $0 -	$0 $0 Closed Joint	$0 12 06/24/2013	Unknown 00 00 00 111111111111

Trades - Installment Accounts

Account Name/Id Account # KOB/Trade Type Status/Acct Type Comments	Opened Reported Closed/Paid	Credit Limit High Credit Last Paid Past Due	Balance Orig Amt Closed Ind Owner	Month Pay MOS Rep Date Closed	Terms 30 60 90 Payment Pattern
NELNET LNS/08834002 4X7X Education/Employment/Installment Paid or paying as agreed/Student Loan	11/04/2010 05/16/2019 -	$0 $28678 $94 -	$25404 $28678 Open Individual	$94 48 -	360 Months 00 00 00 111111X11111 111111111111
NELNET LNS/08834002 4X7X Education/Employment/Installment Paid or paying as agreed/Student Loan	11/04/2010 05/16/2019 -	$0 $31267 $103 -	$27698 $31267 Open Individual	$103 48 -	360 Months 00 00 00 111111X11111 111111111111
SALLIE MAE/06372038 9X2X8X2X8X1X0X6X0X Banks/Installment Paid or paying as agreed/Student Loan Closed	09/05/2008 10/31/2018 -	$0 $7800 $0 -	$0 $7800 Closed Individual	$0 48 10/31/2018	180 Months 00 00 00 111111111111 111111111111
SALLIE MAE/06372038 9X2X8X2X8X1X0X9X0X Banks/Installment Paid or paying as agreed/Student Loan Closed	10/18/2009 10/31/2018 -	$0 $1725 $0 -	$0 $1725 Closed Individual	$0 48 10/31/2018	180 Months 00 00 00 111111111111 111111111111
SALLIE MAE/06372038 9X2X8X2X8X1X0X8X0X Banks/Installment Paid or paying as agreed/Student Loan Closed	05/20/2009 10/31/2018 -	$0 $7725 $0 -	$0 $7725 Closed Individual	$0 48 10/31/2018	180 Months 00 00 00 111111111111 111111111111
SALLIE MAE/06372038 9X2X8X2X8X1X0X7X0X Banks/Installment Paid or paying as agreed/Student Loan Closed	01/10/2009 10/31/2018 -	$0 $4740 $0 -	$0 $4740 Closed Individual	$0 48 10/31/2018	180 Months 00 00 00 111111111111 111111111111
FRD MOTOR CR/03796761 3X1X6X7X Finance / Personal/Installment Paid or paying as agreed/Automobile Closed	11/11/2011 06/07/2016 -	$0 $12886 $252 -	$0 $12886 Closed Individual	$252 48 06/07/2016	060 Months 00 00 00 111111111111 111111111111
U MAINE-F ED/0279Q51G 4X2X5X4X2X5X8X3 Government/Installment Paid or paying as agreed/Student Loan Closed	09/01/2000 02/27/2012 -	$0 $3800 $0 -	$0 $3800 Closed Individual	$0 48 02/27/2012	032 Months 00 00 00 X11111111111 1111XXXXXXXX
SANTANDER BK/0468S038 3X7X0X8X1X6X2X9X Banks/Installment Paid or paying as agreed/Automobile Closed	07/31/2010 12/26/2011 -	$0 $16045 $296 -	$0 $16045 Closed Individual	$296 15 12/26/2011	061 Months 00 00 00 111111111111 111
SALLIE MAE/06372038 5X4X2X5X8X0XF Banks/Installment Paid or paying as agreed/Student Loan Closed	12/17/2007 12/31/2010 -	$0 $2565 $21 -	$0 $2565 Closed Individual	$21 36 12/31/2010	Unknown 00 00 00 1XXXX1XXXXXX XXXXXXXXXXXX
NELNET LNS/08834002 2X5X8X6 Education/Employment/Installment Paid or paying as agreed/Student Loan Closed	12/31/2009 12/04/2010 -	$0 $5000 $52 -	$0 $5000 Closed Individual	$52 09 12/04/2010	120 Months 00 00 00 111111111
NELNET LNS/08834002 2X5X8X5 Education/Employment/Installment Paid or paying as agreed/Student Loan Closed	12/31/2009 12/04/2010 -	$0 $4250 $43 -	$0 $4250 Closed Individual	$43 09 12/04/2010	120 Months 00 00 00 111111111
NELNET LNS/08834002 2X5X8X1 Education/Employment/Installment Paid or paying as agreed/Student Loan Closed	09/06/2008 12/04/2010 -	$0 $10000 $104 -	$0 $10000 Closed Individual	$104 26 12/04/2010	120 Months 00 00 00 111111111111 11111111111
NELNET LNS/08834002 2X5X8X4 Education/Employment/Installment Paid or paying as agreed/Student Loan Closed	04/30/2009 12/04/2010 -	$0 $10000 $102 -	$0 $10000 Closed Individual	$102 19 12/04/2010	120 Months 00 00 00 111111111111 11111
NELNET LNS/08834002 2X5X8X2 Education/Employment/Installment Paid or paying as agreed/Student Loan Closed	09/06/2008 12/04/2010 -	$0 $8500 $84 -	$0 $8500 Closed Individual	$84 26 12/04/2010	120 Months 00 00 00 111111111111 11111111111
NELNET LNS/08834002 2X5X8X3 Education/Employment/Installment Paid or paying as agreed/Student Loan Closed	04/30/2009 12/04/2010 -	$0 $8500 $84 -	$0 $8500 Closed Individual	$84 19 12/04/2010	120 Months 00 00 00 111111111111 11111
SM SERVICING/0752A001 5X4X2X5X8X0XF Banks/Installment Unrated or bankruptcy/Student Loan Student loan not in repayment	12/16/2009 04/30/2010 -	$0 $1725 $0 -	$0 $1725 Closed Individual	$0 03 04/30/2010	Unknown 00 00 00
SM SERVICING/0752A001 5X4X2X5X8X0XF Banks/Installment Unrated or bankruptcy/Student Loan Student loan not in repayment	02/15/2009 01/31/2010 -	$0 $7800 $0 -	$0 $7800 Closed Individual	$0 09 01/31/2010	Unknown 00 00 00
SM SERVICING/0752A001 5X4X2X5X8X0XF Banks/Installment Unrated or bankruptcy/Student Loan Student loan not in repayment	02/15/2009 01/31/2010 -	$0 $4740 $0 -	$0 $4740 Closed Individual	$0 09 01/31/2010	Unknown 00 00 00

Trades - Mortgage Accounts

Account Name/Id Account # KOB/Trade Type Status/Acct Type Comments	Opened Reported Closed/Paid	Credit Limit High Credit Last Paid Past Due	Balance Orig Amt Closed Ind Owner	Month Pay MOS Rep Date Closed	Terms 30 60 90 Payment Pattern
WFHM/082TE004 7X8X1X8X9X2X9 Banks/Mortgage Paid or paying as agreed/Conventional Real Estate Mortgage Closed	06/20/2012 03/01/2019 -	$0 $359650 $1986 -	$0 $359650 Closed Joint	$1986 48 03/01/2019	360 Months 00 00 00 X11111111111 111111111111
ST ANNES CU/0124E003 9X0X0X2X0X9X1 Mail Order Houses/Mortgage Paid or paying as agreed/Conventional Real Estate Mortgage Closed	04/16/2011 07/27/2012 -	$0 $388000 $2062 -	$0 $388000 Closed Joint	$2062 14 07/27/2012	360 Months 00 00 00 111111111111 11

Inquiries

Date	Subscriber Name	Subscriber Number	Type
06/12/2019	700 CREDIT	01679494	Individual

01/24/2019	FDC	00001208	Individual

01/04/2019	FDC	00001208	Individual

12/03/2018	CREDIT PLUS	00049997	Individual

Owning Bureau Information


   C R E D I T  R E P O R T  S E R V I C E D  B Y :
   TRANSUNION
   555 WEST ADAMS
   CHICAGO, IL 60661 
   800-888-4213
   Consumer disclosures can be obtained online through TransUnion at:
   http://www.transunion.com

Pre-Selected Certificate

This Certificate is presented to:

MARIELLA AARDEN

Congratulations!!!

You have been Pre Approved for Financing

Valid Only At
700 XML Test Account

ALLENTOWN , NEW JERSEY[NJ], 08501
Offer Expires: 7/12/2019

QuickQualify Results

Consumer Information:

Auto Summary:

Interest Rate:

Original Amount:

Percent Paid:

Estimated Payoff:

Loan Type:

Original Terms:

No of Late Payments:

Remaining Terms:

Joint:

Trade Status:

Monthly Payment

Interest Rate:

Original Amount:

Percent Paid:

Estimated Payoff:

Loan Type:

Original Terms:

No of Late Payments:

Remaining Terms:

Joint:

Trade Status:

Monthly Payment

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QuickQualify Results

Consumer Information:

Auto Summary:

Interest Rate:

Original Amount:

Percent Paid:

Estimated Payoff:

Loan Type:

Original Terms:

No of Late Payments:

Remaining Terms:

Joint:

Trade Status:

Monthly Payment

Interest Rate:

Original Amount:

Percent Paid:

Estimated Payoff:

Loan Type:

Original Terms:

No of Late Payments:

Remaining Terms:

Joint:

Trade Status:

Monthly Payment

Certificate Delivery Confirmation

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Consumer Passed Pre-Screen Criteria With a Credit Score of:

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